Real Time Resources Institute

Dr. A L. Ferguson

Real Time Resources Institute Inc. is a Mutual Non-Profit Organization that is an educational entity that wants to provide education and promote Consumer Credit Health and Financial Literacy. We want to help people understand the credit system and understand personal finances in our society today. These are real issues to many of us today. Poor credit decisions, negative credit ratings and money mismanagement is such a problem for many people right now. We want to provide the knowledge and assistance to individuals who want to learn how to change their negative situation in these two areas and enhance their standard of living.


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Real Time Resources Institute is an educational center educating and assisting people with their consumer credit and personal finance.  We offer and present individuals with the opportunity to learn about personal credit and personal finance through education.  They will learn how the credit system works, how money works and how to use them.  

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