Instructor

Deborah Noakes

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Overview

Financial Literacy - Courses 7610
Grade Level: 11 & 12 - One Semester .5 credit
Financial Literacy is a technical level course in the Family & Community Services pathway. The course provides students with the basic skills and knowledge needed to effectively manage one's personal finances. Topics covered include: an overview of personal financial management, careers, income and taxes, budgeting, bank accounts, credit and credit risks.Projects will be conducted throughout the course to provide experiences assisting students in developing effective consumer habits. This course is required for 2013 graduates and beyond.

Course Goals: 

  • Explain how individuals, families, and business make choices based on scarcity of resources.
  • Apply management, planning skills, and processes to organize tasks and responsibilities.
  • Demonstrate ability to manage time in order to achieve short-term and long-term goals.
  • Identify and procedure to access community resources and services available to individuals and families.
  • Analyze policies that support consumer rights and responsibilities.
  • Examine the need for economic financial planning across the life span.
  • Demonstrate financial skills to meet the basic needs of individuals, families, and business.
  • Describe services provided by financial institutions.
  • Describe cost/benefit analysis.
  • Evaluate sources and availability of credit used by individuals and families.
  • Analyze the costs and benefits of spending, saving, investments, and insurance.
  • Evaluate information about procuring and maintaining health care to meet the needs of individuals, family members, and business.
  • Identify local, state, and national taxes that impact budgeting.
  • Identify current and emerging technology that impact individual and family decision-making.
  • Examine how media (i.e. movies, digital, video, print) impact family and consumer decisions.
  • Assess the impact of various forms of advertising on consumer behavior.
  • Identify benefits and risks of using technology to individuals and families.
  • Identify factors (i.e. social, economic, cultural, and ethical) that affect consumer decisions.
  • Identify strategies for opportunity costs.
  • Demonstrate skills used in seeking information related to consumer rights and responsibilities.
  • Practice behavior that reduces the risk of identity theft.
  • Evaluate state and federal policies and laws providing consumer protection.
  • Evaluate how economic decisions made in other industries impact consumer choices.
  • Conduct SWOT (Strengths, Weakness, Opportunities, and Threats) analysis.
  • Summarize environmental trends and issues that affect families and future generations.
  • Examine behaviors that conserve, reuse, and recycle resources to maintain the environment.
  • Understand that the environment is altered and effected by consumer behavior. 
  • Examine family as a basic unity of society as it transmits societal expectations.
  • Compare global influences on the family in teaching culture and traditions.
  • Identify the role of family in developing independence, interdependence, and commitment of family members.

Course content


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